Mopayd - Ethereum Wallet app for iPhone and iPad

Venmo for cryptocurrency, except you control your funds, no one else. Send ERC20 tokens and Ethereum at real time speeds. Look up wallets by username. Backup your funds with trusted wallet addresses. Power your retail sales without the need for credit card terminals or access to a bank account.

Learn more on our website:

https://www.mopayd.com

Can I import my existing wallet?
Yes

Does Mopayd have access to my private key?
No, your private key information is never accessible by Mopayd. And it is impossible for us to seize your funds due to the nature of the smart contract.

How much do you charge to send payments?
For all transactions we charge market price gas cost to transact on the Ethereum network, typically $0.02-0.30 (most transactions are at the lower end of this range) . This amount is deducted from the payment total and is paid in the asset type being sent. When you send money to a friend we charge no additional fees. When you send money to a merchant we collect an additional 1% of the payment amount.

Why is there a smart wallet and a smart wallet?
You control your account with the private key to your smart wallet. When you deposit into your smart wallet you still are 100% in control of your funds, but now your funds are in a smart contract that allow us to ensure your payments can be processed in real-time instead of the usual blockchain lag.

Can I load other ERC20 tokens besides the preloaded stablecoins?
Yes just find the + icon and add a custom token in. Specify the token name, symbol, and contract address to add it.

How can I integrate your app to my POS or other commerce application?
We provide an API to merchants who want to track payment receipts. Contact [email protected] for questions on how to integrate our payment solution.

How do you process the payments in real time?
• User deposits funds to smart contract via mobile app from private wallet

• Users can search for other users by username

• User signs a transaction with the amount to pay and wallet address (which is provided via app), which is then sent to a processing queue for settlement.

• The merchant balance is updated on app immediately, but it may take up to an hour for the transaction to settle on the Ethereum network.

• Once the funds have settled on the network the user can send a request to withdraw the amount received.

• User must send a request to withdraw to prevent users from withdrawing when they owe money. We can only prevent withdrawal of funds for approximately one week but we cannot at any time seize customer funds due to the decentralized nature of the smart contract.